Retirement Strategies
If you're like most Americans, you're concerned about retirement.
Whether you plan to retire or not, one thing is certain....you’ll need money, and not just a lump sum of money, but a continuous flow of money that will last a lifetime. At Sipes Life and Financial Services, we help you establish a strategy that if followed, will help ensure you don't outlive your money.
We have a full suite of services to help you down your financial path including but not limited to:
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Lifetime Income Strategies Using Insurance Products*
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Traditional IRA
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Roth IRA
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Employer Retirement Plan Considerations
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Defined Benefit Plans
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Fixed Annuities
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Fixed Index Annuities
*Fixed index annuities are insurance products that are designed to meet long-term needs for retirement income. Early withdrawals may result in loss of principal and credited interest due to surrender charges. Any distributions are subject to ordinary income tax and, if taken prior to age 59 ½, an additional 10% federal tax.
Guarantees are backed by the financial strength and claims-paying ability of the issuing insurance company.